February 25, 2021 Car Accidents
In Nevada, car accident victims have three options to secure compensation from an at-fault driver. You can file an insurance claim against the at-fault driver or under your own coverage if you have the appropriate policy. You can also file a personal injury lawsuit against the at-fault driver in Nevada civil court. Not all car accident claims end in the courtroom, but there are certain situations where filing a lawsuit is in your best interest.
Insurance claims typically resolve faster than lawsuits, and many accident victims can secure the compensation they need by filing a claim. After you file an insurance claim, an adjuster will investigate the accident and determine who is responsible. If the company believes the policyholder is liable, you will receive a settlement offer and your case will resolve.
However, it is important to remember that your motivations may differ from the insurance company’s goals. An insurance company has two main jobs: to fully investigate any accident claim it receives, and to protect its bottom lines, which can make it difficult to secure maximum compensation.
In some cases, your attorney can evaluate any settlement offers you receive and negotiate for a higher amount on your behalf. If the insurance adjuster denies your claim and is acting in bad faith, your attorney can file an appeal with the company.
Many car accident claims resolve in the insurance process. However, there are situations where you may need to file a lawsuit.
It is also important to note that not all personal injury lawsuits end in the courtroom. In many cases, insurance companies settle the case before it reaches trial. Even if you file a personal injury lawsuit after your accident, it is not a guarantee that you will go to court.
While filing a lawsuit allows you to collect larger amounts of compensation, the trial process can be risky. The court is responsible for deciding whether you deserve compensation and how much you should receive. If the court believes you are partially responsible for the accident, it may reduce your award by the percentage of liability you share. If you are more than 50% responsible, you will not receive any compensation.
Whether you are filing an insurance claim or lawsuit, you need an attorney on your side. Your personal injury lawyer can provide multiple benefits throughout your case, from negotiating with insurance adjusters to protecting you against shared liability in the courtroom. Contact a Vegas personal injury lawyer as soon as possible to discuss your legal options.